Top RTP casino games

Casino with the best RTP

ComeOn is the casino with the best payback percentage, which means that you will win more (more/less) at ComeOn than at other casinos. Game makers give casinos the option to choose a worse or better return rate version of the same game. ComeOn seemingly always chooses to offer the games with the best return rate.

Slots with the best winrate

There are a handful of slots with a 98-99.5% return rate. Here are our favourites

Playtech’s Goblin’s Cave is a legendary slot known for its high RTP of 99.32%. Although the game is not the most visually appealing, in theory it offers casino players the best chances of winning. In practice, however, achieving a high RTP requires a careful gaming strategy. Successfully playing the game requires excellent analytical skills and mathematical know-how, which is why we did not rank the game among the best return games.

The table game with the best RTP

Our pick for the best table game is Baccarat. Getting the optimum payback percentage in Baccarat is easy (compared to Blackjack or Video Poker). In standard Baccarat, there are three betting options: player, banker and draw. To get the best payout percentage, you should bet on the banker to win.

Can you win at online casinos?

Yes, you can, and big. But it’s good to keep in mind that for the sake of house edge, consistently winning is not likely. The traditional online casino model is to win from players, so I can guarantee that casinos will do everything they can to keep their edge. This house edge therefore ensures a constant negative expectation value in casino games.

However, if you are of age to gamble; and are responsibly able to do so; games with a higher payback percentage may be a better option.The size and probability of casino winnings depends a lot on the game you choose. There are differences between different casino games in their payback percentages, which will affect a player’s chances of winning.

Winnings security and taxation are also important considerations that players should take into account when enjoying casino winnings. Online casinos offer various bonuses and benefits that can improve a player’s chances of winning, but to take advantage of these requires knowledge of the casino’s rules and conditions.

What determines the return?

The impact of RTP in the short vs. long term?

Depending on the volatility, the importance of RTP can vary significantly depending on whether the time horizon is short or long.

Time Frame	Impact	Description
Short-term ⚡️	Randomness and volatility are emphasized	During a short gaming session, it’s possible to encounter rapid and significant wins, but also losses. Sudden wins and losses can vary greatly, regardless of the game’s theoretical return to player percentage.
	Sudden wins and losses	Wins and losses can vary widely, regardless of the game’s theoretical payback percentage.
Long-term 🌃	The importance of RTP is emphasized	The game’s internal randomness evens out, and the results reflect the game’s theoretical return to player percentage. Smaller variations in wins and losses occur, aligning more closely with the theoretical RTP.
	Less variation	Actual results start to more closely match the theoretical return rate of the game.

How is the return percentage calculated?

The game providers calculatet the RTP by simulating a game over a large number of rounds, tracking total bets and total winnings. This process can be done, for example, by Monte Carlo simulation, which uses a random number generator to generate game results and collects data from millions of game rounds. RTP is then calculated by relating total winnings to total bets, and expressed as a percentage.

How does volatility affect casino games?

Example. You bet €110 and won €110 in the last hour. The hundred divided by one hundred and ten is 110%. In the hour in the example, your return rate was positive.

Volatility is another important factor in casino games, along with RTP. It describes the level of risk in the game and affects how often and how big the payouts can be. Volatility is usually divided into three categories: low, medium and high.

• Low volatility: these games have frequent payouts, but they are usually smaller. Low volatility games are suitable for players who want to play for longer periods on a lower budget and enjoy the gaming experience without taking high financial risks.
• Medium volatility: these games offer a balance between the frequency and size of payouts. They are popular because they offer the possibility of both regular payouts and reasonably large prizes.
• High volatility: high volatility games pay less frequently, but the payouts are larger. These games are suitable for players who are willing to take higher risks and expect higher payouts. Almost all new slot machines, or slots, are high-volatility games.

High volatility games can offer higher payouts, but they can also lose your money faster. On the other hand, low-volatility games can keep you in the game longer with smaller losses, but big wins are less common.

RTP and volatility together determine the nature of the gaming experience. It is important to understand both in order to choose the right game for you and manage your risk effectively.

Volatility in different games

Better payouts make games more attractive – good or bad?

Some schools of thought, including some researchers, argue that higher payback games make gambling more attractive, and would therefore increase gambling harm.

However, there is evidence that the higher losses resulting from lower returns cause significant harm. One multinational study found that the link between loss and gambling harm is clear and dominant.

There is also evidence that higher payoffs due to better return rates can bring significant benefits.

In gambling, however, moderation is always the key!

House edge – Does it affect return?

House edge is a key concept in online casino games when it comes to return percentage. House edge, also known as vigorish, refers to the mathematical advantage that a casino maintains over its players. This means a lower return rate for the player.

However, house edge does not mean that a player cannot win in the short term. It reflects the average outcome over a large number of games, not the outcome of a single game round.

Players can strategically choose games with a lower house edge to improve their chances of winning.

How do we review online casinos?

Criterion	Explanation
💯 Return Percentages	The RTPs (Return to Player) of casino games are closely examined, emphasizing their impact on winnings. While most casinos have same games, these games can have vastly different return percentages.
⭐ Bonuses and Promotions	The effect of bonuses and promotions on the overall return is evaluated.
🔍 Transparency and Clarity	The openness of casinos about their return percentages is key in our reviews.
🛂 License	Different licenses guarantee better returns. Licenses from EU or EEA countries also mean that the return is tax-free.

How do bonuses affect your return?

Bonuses are an excellent way to improve returns and enjoy casino games for longer. In this section, we discuss four common types of bonuses: free spins, first deposit bonus, cashback, and bonus packages.

Bonus Type	Welcome Offer	Free Spins
Description	The first deposit bonus is a common welcome offer that a player receives upon making their first deposit at a casino. Typically, the first deposit bonus is presented as a percentage and amount, such as a 150% / €200 first deposit bonus. This means that the player receives an additional 150% of their deposit, up to €200.	Free spins are popular bonuses that allow players to try out slot games for free. Often included in welcome offers, they can also be awarded during various campaigns. There are also wager-free versions of free spins, which do not require wagering the stake before winnings can be withdrawn.
Impact on Return	High, but only temporary	Small

Why do non-sticky bonuses offer better returns?

Non-sticky bonuses offer a better return value because they give players more flexibility and the ability to avoid wagering requirements altogether. You can withdraw a non-sticky bonus in the middle of everything. Why? Once a player starts playing with their own deposit, a non-sticky bonus allows them to withdraw their winnings without wagering if there are any winnings.

The wagering requirements only come into effect once the player starts using the bonus money. In the best cases, non-sticky bonus terms are clear and fair, with low wagering requirements and sufficient time to meet them

How do cashback offers affect refunds?

Cashback, or cashback offers, affect online casinos’ return rates by offering players the chance to get back some of their losses. This is usually done on a percentage basis, for example 15% daily cashback, where a player gets back 15% of their net losses every day. Such a bonus can reduce a player’s losses and allow for longer playing time with added value. Although cashback does not directly increase the amount of winnings, it reduces the total amount of losses and thus effectively improves the player’s overall payback in casino games

Remember that while bonuses have strings attached, such as wagering requirements, and often require risk taking, bonuses can offer better odds and added value to your play.

Always be sure to read the terms and conditions of bonuses before accepting them and enjoy the opportunities offered by casino games for the best experience.

Are casino games worth playing?

The answer to this question depends on what the player is looking for from the experience. Although most casino games offer a mathematically negative expected value (-EV), which means that in the long run the player is likely to lose money, many people still seek out these games.

The crux of this paradox is that the attraction of casino games lies not only in the potential financial gain, but also in the excitement, entertainment and opportunity to break away from the daily routine. These factors can provide significant mental and emotional value, which may be more important to some players than the financial expectation value of gambling.

Let’s take a look into winning and losing in casino games.

Disadvantages of smaller gains

Losing is often the root cause of the disadvantages of gambling.

Firstly, when playing games with smaller payouts, players may experience greater anxiety and stress because wins are less likely and losses more common. This can lead to gambling-related harms that can affect players’ mental and financial well-being.

In general, here we look at some of the potential harms of gambling for smaller casino winnings:

• Greater gambling disadvantage
• Increased financial and emotional stress for players
• Financial and economic stress

More information to help players better consider which games to choose to play and how much to bet on them. The important thing is to remember to play responsibly and enjoy the games without damaging your quality of life.

Benefits of the biggest casino wins

Before you dream of big casino wins, remember that in games with a negative expected value (-EV), you will lose more than you win.

Bigger casino wins can significantly improve your quality of life. When a player wins big, they often have more financial freedom and opportunities to pursue their dreams.

But, that doesn’t take away from the truth that winnings are financially beneficial. And interesting. The media can’t stop writing about lottery jackpots, as these news stories get significant clicks.

Speaking of lotteries, contrary to the common myth that lottery winners quickly lose their fortune and wealth, a recent Forbes article (August 2023) found that most winners remain happy and financially stable long after they win.

For one thing, financial security can increase dramatically. A bigger win often means that the player can pay off debts, save money for future needs or make investments that generate additional income. In short, big wins can change a player’s financial situation in a positive way.

Big wins can also provide opportunities to realise dreams that would have been impossible to achieve in the past. For example, owning your own business or travelling around the world to experience new cultures and experiences can be successful.

Third, big casino wins can also have an impact on personal well-being. As financial security improves, stress levels can decrease and a player’s peace of mind can increase.

This improves quality of life and can contribute to the following positive aspects:

• Mental well-being. A player’s energy levels can increase and they may feel more satisfied with their life as a whole.
• Physical wellbeing: as the financial situation improves, players can invest more in their health and wellbeing, for example through exercise and nutrition.
• Improved quality of life: The overall quality of life may improve, for example in terms of housing, leisure and relationships.
  

However, it is particularly important to note that receiving casino winnings does not guarantee an automatic improvement in quality of life.

If you win, spend the money you win wisely and ensure that your financial freedom leads to a better quality of life and well-being in the long term.

Keep your gaming in check

Slot gaming is still a taboo in many countries. Rarely is there talk of casino winnings at the office coffee table. But discussing gaming with other people can be a good way to keep it under control. The following table provides more rules.

Rule	Description
⏰ Make Plans	Set an endpoint for your gaming by planning activities for after the games, like a phone call with a friend or going to the movies, so that you don’t exceed time limits.
✋ Set Deposit Limits	Limit your deposits to a predetermined amount, to stay financially responsible and enjoy other hobbies too.
🚫 Don’t Set Financial Goals	Avoid setting goals that could lead to a “just one more round” mentality. Big wins are rare, so play without financial pressure.
💡 Understand Your Gaming Motivation	Identify why you play. If you enjoy the act of playing, consider free gaming options. If you’re aiming for a life change, remember that the probability of winning is small.
🙅‍♀️ Play Only When You Want To	Gaming should be a choice, not a compulsion. If you find yourself playing out of habit, consider taking at least a year’s break.
🔧 Use Casino Tools	Utilize reality check and time-out tools provided by online casinos. Many casinos offer tools related to time management and financial control, such as playtime reminders and deposit limits.

Best online casino gaming regulations

A gaming licence guarantees the reliability and security of your casino. The Malta Gaming Authority (MGA) licence and the Estonian licence are particularly popular for many in Europe, as they guarantee full tax exemption on casino winnings. Many countries have their own local licenses, but Estonian and Maltese gambling licences are so called international licenses. These gaming licences require strict security measures and honesty from their casinos, so they are very effectively monitored.

Gaming license	Minimum payout percentage for casino games	Maximum payout percentage for casino games
🇲🇹 Malta	85%	Not specified
🇪🇪 Estonia	Not specified	Not specified
🇫🇮 Finland (Not taking license applications yet)	70%	99.9%

For example, Malta, which has been one of the world’s leading providers of online gaming licences, has a minimum payout percentage set at 85%. Malta lowered the minimum percentage to the current limit from the previous 92% in 2021.

On the other hand, in Finland, where gambling is regulated by a state monopoly, the minimum return percentage for casino games is set at 70%. This is significantly lower than in many other countries, which may affect the attractiveness and fairness of the games for players. In the case of Finland, these provisions partly reflect the government’s desire to “limit the harms of gambling and support responsible gambling.”

Compared to the clear provisions in Malta and Finland, the situation in Estonia is somewhat less clear. Information on minimum restitution rates is not available or is not as publicly defined and discussed an issue as in some other countries. This may be due to different approaches to the granting of gaming licences or differences in the regulatory environment.

Overall, minimum payback percentages are an important part of gambling regulation and have a major impact on how players experience casino games and how much they can expect to win in the long run.

Conclusions and lessons from the reality of casino games

Hopefully at this point you have developed a good understanding of the reality of real money slot machines. Here are some of the key lessons that you can use to improve your enjoyment of the game.

✅ There is nothing wrong with playing slots, as long as you enjoy it and stay firmly in control financially and emotionally.
✅ The house edge of online slots means that in the long run you will inevitably lose money, even if it is possible to end a single session of play profitably.
✅There is a small chance of winning a big jackpot, and using strategies can be fun too.

Achieving a regular, steady profit from slot machines is not yet possible.

Frequently asked questions

What is the best online casino to win?

Coolbet offers the best chances of winning. The odds of winning vary from one online casino to the next, but it’s usually best to look for casinos with a good reputation and a wide range of games. The return to player (RTP) percentage tells you how much money a casino will return to players in the long run, so a higher percentage means better chances of winning.

Which casino games are the most profitable?

Video poker, Blackjack and Baccarat. The best slot machines in terms of return percentage are Mega Joker, 1429 Uncharted Seas and Book of 99.

Are there 100% casino games available?

At least not yet.

How to find the best tax-free casinos in Europe?

Tax-free casinos are usually licensed in the European Economic Area (EEA), for example by the gaming authorities of Malta, Estonia or the UK. For EU-players, these licences guarantee tax-free, high-refund winnings. You can find tax-free casinos by reading reviews, comparing different casinos and checking their licence details.

Best bonuses and promotions for casino winnings?

Casino bonuses and promotions vary from site to site, but in general, welcome bonuses, cash spins, cashback offers and various tournaments and prize draws can improve your chances of winning and make playing more exciting. Always remember to read the terms and conditions of the bonus and pay attention to wagering requirements before accepting it.